Canadian Politics Today

Duh, I guess I just expect greed to, you know, duh, be in conflict with a buyers’ desire to minimize costs. 

To the extent that it is not is because of cheap money and an irrational debt bubble for which I will appluad those who are shown to be left with a bathing suit on when the tide goes out.

Money's not cheap. Credit is cheap. Everywhere there's a credit industry, buyers are nothing more than the middle-person in an exchange of capital between the wealthy. Homeowners are on the hook to pay for that exchange of wealth when they buy a home (shelter being necessary for survival, this is an immoral racket from the start) and students are put on the hook when it comes to education. They only see this money in ephemeral terms: the homeowners as equity (eventually, if it's not eaten up by the impending collapse) and students as return to wages (again, eventually if they can leverage their skills). Credit, as it exists today, is an immoral and unethical means of enriching those who already have wealth at the expense of people who still believe in economic social mobility.