I can somewhat speak to VanCity rental costs, but I certainly can't speak to Toronto rental costs - are you sure? Given the projected absence of equity gain in housing for both cities, are you sure you can't find a (better/preferred) rental option to meet the needs of an extended family? Only asking in terms of wondering, generally, just how long you envision working; as in wanting to versus needing to?
Speaking of personal stuff, knock it off with the annoying Private Messages, Waldo. Grow up.