I'm sorry but SOMEBODY is winning. All the stats I have seen say boomers are winning, gen x are treating water and millennials are losing, on the whole. Anybody who owns a home in Canada has huge gains, if on paper..
How does a boomer win in housing? Any time they move they'd still have to live somewhere and buy a home. When your property value rises so does your property taxes. The winners here are the banks and real estate developers. They're the ones lobbying governments at all levels and throwing money at them to do what they want. If property taxes are going up then the politicians are winning too.
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