Thanks, BC. I'm fortunate to have an employer who also contributes to my RRSP, too. For a small company, we have a lot of benefits - health, dental, eyecare. Plus she gives everyone 1 paid sick day/month (It can accrue but goes back to 0 if you don't use them by the end of the year) and just a couple weeks ago, she is giving us each 1 paid "mental health day"/month.