Why? You had the same opportunities as I did, didn't you? I was working as a busboy at sixteen, having dropped out of high school in grade 9.
Because I don't give money the value others do. It has never made sense to me to 'save' money. Beyond having 3grand in my bank for when the furnace finally breaks down. But beyond that? Nope. Waste of money.
Just in case you may think I am lamenting my current state, I am not. I have designed my expenses and life to get along fine. The result is I have never been happier. I wouldn't want it any other way. I don't buy lottery tickets for the sole reason of WTF would I do if I won? I'd be dead in a week.
But I'm not you and your not me.