How risk-adverse are you? Would you be content with a broad-based index fund or something similar?
I'm not very risk-adverse, although obviously I'd prefer not to lose my money. I don't know what a broad-based index fund is.
The other option I'm considering is to do a small kitchen reno, because I plan to sell this townhouse in a year or two and kitchen reno would make it pretty and easier to sell. it's a bit 'dated' and has some minor cosmetic damage.
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